Questions d'entretiens - Financial associate

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Questions d'entretien pour Financial Associate partagées par les candidats

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Prudential
On a demandé à un Financial Professional Associate...22 novembre 2011

What would you do if you presented products/services, client was very interested, had no further questions, price was right, and still they did not sign a contract.

4 réponses

i would assure them that this is a risk free product and services or implement a free trail Moins

Contracts can be scary because it feels like signing off on a promise for the unknown. Instead of asking why (comes off as offensive/aggressive/negative), asking what their concerns are would be a positive way to address their fears. From there they would be able to have any negatives addressed that may lead to signing. If they still do not sign, then they may just need to talk it over with someone else (spouse, family member, friend) or they need to sleep on it. If they do not sign due to these reasons, then schedule a followup time to call and discuss. Even after addressing their concerns, letting them sleep on it, and letting them talk to their spouse; then you most likely should let them go and ask them to follow up with you when they are ready for these reasons: 1. Any further extensive followup initiated by you would be cost more time when you could be seeking other clients or studying more on how to help your current clients 2. They are misleading with their interests. Meaning even if you did sign them up, the client would need heavy maintenance because they are afraid of following through with the service. Since they are afraid to that extent, that fear would need more continuous support to ease the client’s mind. 3. Continuous followup will come off as a pushy salesman. The pushy salesman vibe comes off as only concerned about the salesman’s money and not the client (Why do you need this sale so badly). 4. Lastly, peaceful manner is encouragement to the client to do the same for theirselves. Practicing what you preach and leading by example. Moins

why would you ask why when they were fully satified with the product and services and the price. Moins

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Citadel

Brain Teaser: Blindfolded. In a room with 8 coins. What is the minimum number of flips required to guarantee that one of the permutations had all coins with the same side?

4 réponses

There is only one way to get all heads and one way to get all tails. Total probability of getting the same set is 2/2^8. The expected time it takes for a result of probability p to appear is 1/p. So the answer is 2^7 = 128 Moins

Sorry a typo, it should be 2^(n-1) - 1

Any answer? I would say : (1/0.5)^8

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CBRE

The recruiter always asks: tell me what the difference is between cash and accrual accounting, but the interviewer has no knowledge of acounting so it's pointless getting into detail.

4 réponses

The difference between accrual and cash basis accounting is in the timing of when revenue and expenses are recognized. The cash method is more immediate recognition and accrual method focuses on anticipated revenue Moins

The difference between cash and accrual is cash you paid immediately cash for items acquired. Accrual means you set up transactions as a contract debiting receivable and credited liability accruing cost and recognized expense or revenue when you bill customer or collect money. Moins

Also it's keeping track of what price it was

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Wells Fargo

What are the accountimg rules

3 réponses

Real account debit what comes in credit what goes out Personal account debit the receiver credit the giver Nominal account debit all expenses and losses credit all incomes and gains Moins

3 golden rules

Real account debit what comes in Credit what goes out Personal account debit the receiver Credit the giver Nominal account debit all expenses and losses Credit all incomes and gains Moins

Amscot Financial

Why amscot. What do I know about it etc

3 réponses

I answered honestly and did a lot of research on them also

I never did get a call back i called them got left a message instead of a call back I got a pathetic email back saying basically they aren't interested but it's kinda a slap in the face when u apply somewhere and the person interviewing you isnt even the one who decides weather you get the job. Or they repost the job the next day. Obviously they can't keep ppl bc they treat the employees like crap and any good review is def fake bc the owner and ceo careless Moins

Ceo and owner is money hungry and careless about employee. They forget that with out us workers they have No company . Moins

XL Dynamics

Tell about your self ? Based on case study questions

2 réponses

If you read case study then you can answer the questions

Good

Citadel

Write code to multiply two matrices.

2 réponses

int main() { const int N = SOME_NUMBER int a[n][n], int b[n][n], int c[n][n]; int sum = 0; for (int i = 0; i < N; i++) { for (int j = 0; j < N; j++) { sum = 0; for (int k = 0; k < N; k++) { sum += A[i][k] * B[k][j]; } C[i][j] = sum; } } } Moins

This question gives a lot of opportunity for candidate. You could ask interviewer if he expects simple (math) implementation and gave above one. He would like to see fast implementation with processor cache in mind, and go from here with a lot of discussions and optimizations. Moins

Amscot Financial

Do you have any questions for me?

2 réponses

When they ask this question, they are looking for some type of questions to see how motivated you are in knowing in the company. Moins

Do I present you with my soul now, or later?

Prudential

very professional but casual, no tricky or hard questions, they mainly want to know your background and expectations and see if the match what the company is looking for.

2 réponses

The CDP program is the career development program, it's basically just a fancy term for training. There is 3 phases, the first phase consisting of you obtaining your 3 licenses. The second phase is built around you closing 5,000 GDR in sales and your third phase is welcome to prudential! Moins

What is the CDP program and is this full time work?

State Street

DId you ever have a challenge with any of your managers and what did you do about it?

1 réponses

If you are ever asked the question, “have you ever had a challenging situation with a manager?” It is important not to give an example that makes you look like someone who fights and causes trouble within an organization. In fact, if you are asked this question, “did you ever have difficulty with a manager or a challenge with a manager?” You can start your answer by saying, "I have never had a serious challenge with a manager”. With that being said, that is not a sufficient answer. So you do want to show that you do disagree at times with people, but you are able to find common grounds and are able to resolve issues peacefully. Something like, "There have been times where a manager and I have thought differently about a topic and we discuss it, and sometimes the manager sees my point of view, and sometimes I see theirs. But ultimately, we are able to come to a conclusion and resolve any sort of difference of a opinion quickly and smoothly.” Just saying something like that will reassure the interviewer that you’re not someone who is going to cause problems at their organization. Moins

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