Avantages
1. Competitive Environment will put you right in the heat of corporate life 2. Being an area manager you will travel to branches and command humongous almost overbearing respect from your juniors. 3. Travelling will also include a lot of fresh oxygen(some like that). 4. Every day you will be challenged to come up with a better sales and monitoring strategy than your competition. 5. You will gain a lot of confidence knowing that you command almost upto 150 staffs. 6. They provide a proper training into NBFC-MFI rules, regulations and MS-Office which benefits in later work life.
Inconvénients
1. Sometimes, the pressure gets too high and the COO will personally insult you in front of a huge crowd(filled with your juniors and adversaries). 2. Since it is unsecured loans, you will keep getting calls to tense you about non-payments. 3. Since it is primarily man-management, chances of frauds or any other unwarranted activity might drive you crazy. 4. The knowledge level and exposure is extremely limited. You will get sucked right into the company and will be deemed unfit for any other MFI institution if you dont get out in time. 5. A job at the HO is the most coveted as you rarely get a chance to work at the crux of an industry leader. BFIL(formerly known as SKS microfinance) is the largest NBFC-MFI in India.