Finance Director

JOB DESCRIPTION

The position is responsible for leading and overseeing the company’s end‑to‑end finance function, serving as both a strategic advisor and operational leader. It drives financial planning and analysis, profitability management, regulatory and tax compliance, and safeguards company assets. The role provides sound financial guidance to the President and senior leadership team, supports key business decisions, and ensures sustainable growth through strong financial governance, analytics, and execution.

KEY RESPONSIBILITIES
You will:

• Lead annual budgeting, forecasting, and long‑range financial planning processes.
• Develop financial models, scenarios, and sensitivity analyses to support strategic initiatives and investment decisions.
• Monitor financial performance against budgets and forecasts, identifying risks, opportunities, and corrective actions.
• Provide actionable insights to improve margins, cash flow, and return on investment.
• Own and analyze consolidated and branch‑level profit and loss statements.
• Identify profitability drivers and cost optimization opportunities across the retail network.
• Partner with operations, sales, and merchandising teams to improve financial performance.
• Ensure timely and accurate explanation of P&L variances and recommend corrective measures.
• Oversee all accounting operations, including general ledger, accounts payable and receivable, fixed assets, and inventory accounting.
• Ensure accurate, complete, and timely monthly, quarterly, and annual financial closing.
• Maintain strong internal controls and compliance with accounting standards and company policies.
• Coordinate and manage internal and external audit activities and address audit findings.
• Ensure full compliance with Philippine regulatory and statutory requirements (BIR, SEC, LGUs, and other agencies).
• Oversee tax planning, computation, filing, and payment of income tax, VAT, withholding, and local taxes.
• Manage tax audits, assessments, and correspondence with regulatory authorities.
• Identify tax risks and optimization opportunities within legal and regulatory limits.
• Establish and enforce credit policies aligned with the company’s installment‑based business model.
• Oversee credit evaluation, approval processes, and credit risk management.
• Monitor accounts receivable aging, collections efficiency, and bad debt exposure.
• Partner with operations to strengthen collection performance while preserving customer relationships.
• Manage cash flow forecasting, cash positioning, and working capital optimization.
• Oversee banking relationships, credit facilities, and financing arrangements.
• Ensure adequate controls over cash handling, collections, and disbursements.
• Evaluate funding requirements and recommend financing strategies to support growth.
• Oversee the effective use, integrity, and enhancement of ERP and financial systems.
• Ensure system‑generated financial reports are accurate, timely, and reliable.
• Lead finance‑related system improvements, automation, and integration initiatives.
• Collaborate with IT and operations on financial system governance and controls.
• Prepare and present financial reports, dashboards, and executive summaries to the President.
• Translate complex financial data into clear and actionable insights for non‑finance stakeholders.
• Act as a trusted advisor to executive leadership on financial, operational, and strategic matters.
• Support major business decisions including expansion, pricing, capital investments, and risk management.
• Lead, mentor, and develop finance, accounting, treasury, and credit teams.
• Establish performance standards, development plans, and succession pipelines.
• Foster a culture of accountability, collaboration, and continuous improvement.
• Ensure adequate staffing capability to meet current and future business needs.

QUALIFICATIONS & REQUIREMENTS:

• You must have a bachelor’s degree in Accounting, Finance, or a related field. Having a CPA, CMA, or equivalent professional qualification is highly preferred.
• You must have at least 10 - 15 years of progressive finance and accounting experience, with a minimum of 5 years in a senior leadership or director‑level finance role. A strong background in retail, consumer finance, or installment‑based business models is highly preferred.
• You must have advanced expertise in financial planning, analysis, and decision support.
• You must have in‑depth knowledge of Philippine taxation and regulatory requirements.
• You must have proven capability in P&L management, working capital optimization, and cash flow management.
• You must have hands‑on experience with ERP and financial systems.
• You must have strong leadership, communication, and stakeholder management skills.
• You must demonstrate high integrity, sound judgment, strong business acumen, and a strategic mindset.

Work Schedule: Regular shift (8 am – 5 pm)

Work Setup: Onsite – Urdaneta City, Pangasinan